Understanding Debt
Student Loans: What You Need To Know
There are two types of student loans: federal loans and private loans. Federal loans have fixed interest rates and various repayment plans, while private loans have higher interest rates and less flexible repayment options.
Repayment options include...
Building & Rebuilding Credit
Understanding Secured Credit Cards: A Tool For Rebuilding Credit
Once you've consistently made on-time payments and improved your credit score, you may be eligible to upgrade to an unsecured credit card. This is because secured credit cards are typically only meant...
Creditors & Collections
How To Dispute Errors On Your Credit Report
If you're struggling to navigate the complexities of credit reporting and need extra assistance, don't hesitate to seek professional help from a credit counselor or financial advisor. These experts can provide valuable insights into how credit report...
Debt Reduction
The Snowball Method Vs The Avalanche Method: Which Is Right For You?
If you want to pay off debt quickly and efficiently, prioritizing high-interest debts first could be the way to go. This is where the avalanche method comes in.
With this approach, you focus on paying...
